Improving credit for a lower rate
Applying for a mortgage is no small task. Learn how to make the best use of your time by making an informed decision about choosing a mortgage option.
CREDIT HEALTH QUIZ
How s your credit
health?
How healthy is your credit? Take our quiz to find out more about how well you re managing your credit.
CREDIT HEALTH ARTICLES
Breaking Down Economies All activity that relates to the trade, production, and consumption of services and goods is encompassed by an economy within a specified area. Through a combination of hierarchical or collective decisions and
Breaking Down Economies All activity that relates to the trade, production, and consumption of services and goods is encompassed by an economy within a specified area. Through a combination of hierarchical or collective decisions and
Breaking Down Economies All activity that relates to the trade, production, and consumption of services and goods is encompassed by an economy within a specified area. Through a combination of hierarchical or collective decisions and
Top 5 Ways to Improve Your Credit Score, Today
There are three areas of your credit report that impact your score the most (negatively or positively):
Debt
to income
ratio
On-time
or late
payments
Age of
oldest credit
account
There’s a number of ways you can improve your credit score in the short-term and in the long-term. Time is the most passive healer of your credit health so as time goes on (as long as you’ve practiced healthy credit habits) you will notice your score improve with little effort. Meanwhile, here are ten ways to improve your credit health today or in the near future:
Make more money.
Pay more than your minimum payment per month.
Get your debt-to-credit ratio down to 28% (or less).
Partner up with someone you trust.
Make payments early.
These are just a few of the avenues you can take to help improve your credit score. Check out our more comprehensive guide to credit below.
