30-Year Mortgage Rates
Curious to know what your mortgage could be based on today’s rates?
Select your loan term and discover whether or not you should refinance.
30-Year Fixed Rate
Mortgage
Calculate your mortgage payment based on today's rate:
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Type of loan
Interest rate
APR
Weekly Change
Refinance Rating
| 1971 | 7.480% | 1971 | 7.480% |
| 1972 | 7.450% | 1973 | 8.560% |
| 1974 | 9.560% | 1975 | 9.090% |
| 1976 | 8.780% | 1977 | 9.000% |
| 1978 | 10.380% | 1979 | 12.900% |
| 1980 | 14.950% | 1981 | 17.040% |
| 1982 | 13.570% | 1983 | 13.430% |
| 1984 | 13.140% | 1985 | 11.090% |
| 1986 | 9.290% | 1987 | 10.610% |
| 1988 | 9.780% | 1989 | 9.780% |
| 1990 | 9.680% | 1991 | 8.350% |
| 1991 | 8.350% | 1992 | 8.140% |
| 1993 | 7.130% | 1994 | 9.180% |
| 1995 | 7.110% | 1996 | 7.640% |
| 1997 | 6.990% | 1998 | 6.830% |
| 1999 | 8.060% | 2000 | 7.130% |
| 2001 | 7.160% | 2002 | 5.930% |
| 2003 | 5.850% | 2004 | 5.810% |
| 2005 | 6.220% | 2006 | 6.180% |
| 2007 | 6.170% | 2008 | 5.100% |
| 2009 | 5.140% | 2010 | 4.860% |
| 2011 | 3.950% | 2012 | 3.350% |
| 2013 | 4.480% | 2014 | 3.870% |
| 2015 | 4.010% | 2016 | 4.320% |
| 2017 | 3.990% | 2018 | 4.550% |
| 2019 | 3.740% | 2020 | 2.670% |
| 2021 | 3.110% | 2021 | 3.060% |
| 2022 | 6.420% | 2023 | 6.950% |
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Learn more: A 30-year fixed rate - Encyclopedia definition
Who should consider A 30-year fixed rate?
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Learn more: A 30-year fixed rate - Encyclopedia definition
Who should consider A 30-year fixed rate?
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Learn more: A 30-year fixed rate - Encyclopedia definition
Who should consider A 30-year fixed rate?
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Learn more: A 30-year fixed rate - Encyclopedia definition
Who should consider A 30-year fixed rate?
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